With an increasing number of consumers across the Middle East shifting towards settling their payments using electronic cards, and in accordance with the latest global payment trends, it is essential that financial institutions, wealth management corporations, payment service providers and retailers worldwide ensure that the credit, debit or prepaid cards they offer their customers are secure, flexible and reliable in order to fulfill their payment needs.
Middle East Payment Services (MEPS) is an innovative regional payment service provider, offering secure e-commerce payment gateway solutions, PCI and security services, as well as a comprehensive set of customized value-added services that meets the growing demand for payment solutions throughout the region. MEPS is a payment processor, card issuer and merchant acquirer of payment cards in Jordan, Palestine and Iraq.
MEPS currently caters to financial institutions as well as to retailers and corporations, facilitating all their credit, debit and prepaid card transactions through third party processing, ATM management, merchant acquiring, e-payment gateway solutions, mobile payments and a range of point-of-sale (POS) services.
MEPS provides an extensive lineup of services that ultimately enhances banks’ and other businesses’ payment services, in addition to offering unparalleled security for consumers across the Middle East.
The hub of MEPS’ operations is Jordan, where it promotes a secure field of electronic payment services while adhering to the e-government program that seeks to expand the implementation of electronic governmental transactions across the Kingdom. From its headquarters in Amman, MEPS aims at accelerating the working pace at banks, businesses and governmental and financial institutions, subsequently improving the level of customer service they provide.
MEPS has been present in Iraq - a market boasting one of the most advanced electronic payment systems in the world - since 2009. Offering the market many services such as cards issuance, ATM driving and POS management, MEPS has further plans to expand the wide range of advanced banking products and services it extends by adding new services in the electronic payment field.
With the use of electronic payments growing rapidly in Palestine, MEPS is currently licensed to perform issuing and acquiring activities. It has been operating in Palestine since 2009, serving several banks for cards issuance, ATM driving and management services, as well as POS management.
MEPS’ brand values not only define us, but also complement one another, with all three reaffirming the one core value imperative to delivering top-notch financial services: Security. The confidence that clients have in MEPS’ integrity, service quality, skill set and innovative technologies builds a solid foundation of trust that allows business partnerships to thrive and succeed.
To maintain MEPS’ continuous progress and pioneering standing within the local and regional card payment services industry, as well as to garner international recognition as a leading organization that is committed to best practices, unparalleled services and innovative technological solutions.
To position MEPS as the premier leading hub for electronic and mobile payment solutions for financial institutions, corporations, SMEs and individuals across the Middle East by introducing advanced, innovative cutting-edge secure payment solutions.
As it strives to increase controls around cardholder data and reduce credit card fraud via its exposure, MEPS became certified in Payment Card Industry Data Security Standard (PCI DSS) in June 2012. The PCI DSS is regarded as an information security standard for organizations that handle cardholder information for major debit, credit, prepaid, e-wallet, ATM and POS cards.
Additionally, MEPS is an active Participating Organization member of the PCI Security Standards Council (PCI SSC). As the first and only PCI SSC Board of Advisors representative from the Pan-Arab region, MEPS is able to positively contribute to countering cybercrime and to the global PCI security community at large.
We offer the following comprehensive PCI security consultancy services:
Our Secret to Success
Outsourcing card and payment activities, as well as ATM management, to a trusted partner such as MEPS can enable banks, merchants, individuals and other organizations to focus on their core business, maximize profits and minimize risks. As we inevitably head toward a cashless society, this is one of the most critical relationships a business can undertake. As a core component of its operations, MEPS seeks to establish successful, long-standing partnerships with and earn the trust of major financial institutions and other organizations. MEPS achieves this by:
“We intend to conduct our business in a way that not only meets but exceeds the expectations of our customers, business partners, shareholders, and creditors, as well as the communities in which we operate and society at large” - Akira Mori
“People are definitely a company’s greatest asset. It doesn't make any difference whether the product is cars or cosmetics. A company is only as good as the people it keeps” - Mary Kay Ash
The MEPS team comprises a group of highly skilled and qualified professionals, all of whom work in concord with each other based on a set corporate structure. The MEPS team is:
Caesar H. Qulajen, Chairman
Haethum Buttikhi, Vice Chairman
Khaled Zakaria, CEO
Omamah Sarayrah, Deputy CEO and Commercial Director
Haitham Said, Deputy CEO and Banking Relations
Amany Abu-Mallouh, Director of Finance
Saleem AbuAlail, Director of Operations
Ameer Ben Malek, Jordan